Todd: Most people nowadays, it’s all about the Internet age. Everybody goes on the Internet to find out as much as they can about anything that they’re looking to buy. Whether it’s you know life insurance or a toaster. They’re going to go on the Internet and look things up. So the first thing you want to do is probably find out what type of life insurance is out there. So you do all your Internet research. You may want to ask other family and friends who might have life insurance coverage, any recommendations from a company perspective. The biggest thing about the company though is how good is the company? What’s the quality of the company? This is a situation where you’re going to have a policy for 10, 20, 30 years … so it goes a long time. And if you need this particular company 28 years down the road, you want to make sure that they’re financially stable enough so that they’re going to be there.